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PA Bulletin, Doc. No. 01-627a

[31 Pa.B. 1930]

[Continued from previous Web Page]

Table 5

Factors for Obtaining Annuities and Pensions under Option 2--Male Member with Female Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9065 .8798 .8468 .8070 .7596 .7038 .6391 .5663 .4890 .4114 .3363 .2682 .2127 .1690 .1302 .0933 .0604 .0359
10 .9148 .8883 .8553 .8154 .7676 .7114 .6460 .5724 .4944 .4159 .3400 .2712 .2150 .1709 .1316 .0943 .0611 .0363
15 .9241 .8982 .8655 .8255 .7774 .7206 .6545 .5801 .5010 .4216 .3446 .2749 .2180 .1732 .1334 .0956 .0619 .0368
20 .9342 .9095 .8774 .8376 .7893 .7320 .6651 .5895 .5092 .4285 .3504 .2794 .2216 .1761 .1356 .0972 .0629 .0374
25 .9448 .9219 .8911 .8519 .8037 .7459 .6781 .6013 .5195 .4373 .3575 .2852 .2261 .1797 .1384 .0992 .0642 .0382
30 .9553 .9348 .9062 .8684 .8208 .7628 .6941 .6159 .5324 .4483 .3666 .2925 .2319 .1843 .1420 .1017 .0659 .0392
35 .9650 .9476 .9220 .8867 .8406 .7831 .7138 .6341 .5486 .4621 .3780 .3016 .2393 .1902 .1465 .1049 .0680 .0404
40 .9733 .9595 .9377 .9060 .8627 .8067 .7375 .6565 .5688 .4795 .3925 .3133 .2485 .1976 .1522 .1090 .0706 .0420
45 .9802 .9698 .9524 .9254 .8864 .8335 .7656 .6840 .5941 .5017 .4111 .3283 .2606 .2072 .1596 .1144 .0741 .0441
50 .9854 .9782 .9651 .9435 .9102 .8624 .7977 .7171 .6256 .5300 .4351 .3479 .2763 .2197 .1694 .1214 .0786 .0468
55 .9894 .9846 .9753 .9592 .9327 .8919 .8330 .7556 .6642 .5658 .4663 .3737 .2972 .2365 .1824 .1307 .0847 .0504
60 .9924 .9893 .9832 .9720 .9523 .9199 .8696 .7987 .7103 .6109 .5070 .4082 .3255 .2595 .2003 .1437 .0931 .0554
65 .9946 .9928 .9889 .9816 .9681 .9443 .9044 .8437 .7623 .6652 .5587 .4537 .3639 .2912 .2253 .1618 .1050 .0625
70 .9962 .9952 .9928 .9883 .9796 .9634 .9342 .8858 .8157 .7256 .6199 .5103 .4130 .3326 .2584 .1862 .1210 .0721
75 .9974 .9968 .9954 .9927 .9875 .9772 .9574 .9219 .8661 .7881 .6887 .5780 .4746 .3859 .3021 .2188 .1426 .0851
80 .9983 .9980 .9972 .9956 .9926 .9866 .9743 .9505 .9101 .8487 .7627 .6575 .5518 .4562 .3618 .2645 .1734 .1038
85 .9989 .9988 .9983 .9975 .9958 .9925 .9854 .9708 .9443 .9008 .8336 .7424 .6419 .5440 .4408 .3281 .2177 .1311
90 .9994 .9993 .9990 .9986 .9977 .9959 .9921 .9837 .9675 .9395 .8922 .8208 .7338 .6416 .5357 .4100 .2779 .1693
95 .9996 .9996 .9995 .9992 .9988 .9979 .9959 .9913 .9822 .9656 .9356 .8856 .8181 .7398 .6410 .5099 .3572 .2220
100 .9998 .9998 .9997 .9996 .9994 .9990 .9981 .9959 .9912 .9826 .9661 .9362 .8913 .8345 .7547 .6331 .4676 .3016
105 .9999 .9999 .9999 .9998 .9997 .9996 .9992 .9984 .9965 .9929 .9858 .9719 .9490 .9174 .8680 .7794 .6282 .4375
110.9999 .9999 .9999 .9998 .9995 .9990 .9979 .9958 .9915 .9837 .9723 .9530 .9128 .8237 .6642

Table 6

Factors for Obtaining Annuities and Pensions under Option 2--Male Member with Male Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5.9166 .8904 .8577 .8179 .7704 .7142 .6489 .5752 .4970 .4183 .3420 .2728 .2163 .1719 .1324 .0949 .0614 .0366
10 .9259 .9004 .8680 .8282 .7803 .7237 .6577 .5831 .5039 .4242 .3469 .2767 .2194 .1744 .1343 .0962 .0623 .0371
15 .9360 .9116 .8799 .8404 .7924 .7352 .6683 .5927 .5123 .4313 .3528 .2814 .2232 .1774 .1367 .0979 .0634 .0377
20 .9464 .9239 .8935 .8547 .8067 .7491 .6813 .6044 .5225 .4400 .3599 .2871 .2277 .1810 .1394 .0999 .0647 .0385
25 .9566 .9366 .9084 .8710 .8237 .7659 .6972 .6189 .5352 .4508 .3687 .2942 .2334 .1855 .1429 .1024 .0663 .0395
30 .9660 .9492 .9241 .8893 .8435 .7862 .7170 .6372 .5515 .4646 .3802 .3034 .2407 .1913 .1474 .1056 .0684 .0407
35 .9741 .9608 .9396 .9085 .8657 .8101 .7410 .6600 .5720 .4824 .3950 .3153 .2502 .1989 .1532 .1098 .0711 .0423
40 .9807 .9708 .9539 .9276 .8893 .8370 .7695 .6881 .5980 .5052 .4141 .3308 .2625 .2087 .1608 .1152 .0746 .0444
45 .9859 .9788 .9662 .9454 .9130 .8660 .8021 .7217 .6302 .5343 .4389 .3510 .2788 .2218 .1709 .1225 .0793 .0472
50 .9897 .9851 .9762 .9607 .9350 .8952 .8375 .7608 .6696 .5711 .4710 .3777 .3004 .2392 .1844 .1322 .0857 .0510
55 .9926 .9896 .9838 .9730 .9540 .9226 .8736 .8039 .7162 .6169 .5126 .4131 .3296 .2629 .2029 .1456 .0944 .0562
60 .9947 .9930 .9892 .9822 .9692 .9462 .9076 .8482 .7681 .6716 .5650 .4594 .3687 .2952 .2284 .1641 .1065 .0634
65 .9963 .9953 .9930 .9886 .9803 .9647 .9365 .8897 .8213 .7326 .6276 .5177 .4196 .3382 .2630 .1895 .1232 .0734
70 .9975 .9969 .9956 .9930 .9878 .9780 .9589 .9248 .8709 .7950 .6974 .5874 .4837 .3941 .3090 .2240 .1461 .0873
75 .9984 .9980 .9973 .9957 .9928 .9869 .9748 .9518 .9127 .8532 .7693 .6658 .5609 .4652 .3699 .2711 .1780 .1066
80 .9989 .9988 .9983 .9975 .9958 .9924 .9852 .9706 .9442 .9012 .8350 .7452 .6458 .5487 .4458 .3327 .2212 .1334
85 .9993 .9992 .9990 .9985 .9975 .9956 .9914 .9824 .9653 .9359 .8871 .8145 .7268 .6346 .5295 .4052 .2747 .1675
90 .9996 .9995 .9994 .9991 .9985 .9974 .9950 .9896 .9789 .9597 .9258 .8709 .7986 .7169 .6160 .4859 .3380 .2093
95 .9997 .9997 .9996 .9995 .9992 .9986 .9973 .9944 .9882 .9769 .9557 .9185 .8651 .7997 .7115 .5846 .4226 .2684
100 .9999 .9998 .9998 .9997 .9996 .9993 .9988 .9974 .9944 .9887 .9777 .9568 .9241 .8806 .8161 .7090 .5463 .3649
105 .9999 .9999 .9999 .9999 .9998 .9997 .9995 .9990 .9979 .9956 .9912 .9823 .9672 .9457 .9107 .8434 .7145 .5267
110 .9999 .9999 .9999 .9997 .9994 .9988 .9976 .9951 .9905 .9836 .9717 .9461 .8846 .7584

Table 7

Factors for Obtaining Annuities and Pensions under Option 2--Female Member with Female Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9346 .9123 .8851 .8524 .8131 .7666 .7120 .6477 .5743 .4978 .4218 .3455 .2730 .2104 .1591 .1150 .0758 .0442
10 .9422 .9205 .8936 .8610 .8215 .7747 .7196 .6547 .5806 .5033 .4264 .3493 .2760 .2127 .1608 .1163 .0766 .0447
15 .9504 .9297 .9035 .8712 .8317 .7846 .7290 .6634 .5883 .5100 .4322 .3540 .2797 .2156 .1630 .1179 .0777 .0453
20 .9589 .9397 .9147 .8831 .8438 .7966 .7405 .6740 .5979 .5184 .4393 .3599 .2844 .2192 .1657 .1198 .0790 .0461
25 .9671 .9501 .9269 .8967 .8582 .8110 .7545 .6872 .6098 .5289 .4483 .3673 .2902 .2237 .1692 .1223 .0806 .0470
30 .9746 .9602 .9396 .9115 .8746 .8282 .7716 .7034 .6247 .5420 .4596 .3766 .2977 .2295 .1735 .1255 .0827 .0482
35 .9810 .9694 .9520 .9270 .8926 .8479 .7919 .7232 .6430 .5584 .4737 .3884 .3070 .2367 .1790 .1294 .0853 .0498
40 .9861 .9772 .9633 .9422 .9116 .8698 .8155 .7470 .6657 .5789 .4916 .4032 .3189 .2459 .1860 .1345 .0886 .0517
45 .9900 .9835 .9730 .9562 .9303 .8930 .8421 .7752 .6934 .6047 .5143 .4223 .3342 .2578 .1950 .1411 .0930 .0543
50 .9928 .9883 .9808 .9682 .9476 .9162 .8705 .8072 .7266 .6365 .5432 .4470 .3541 .2734 .2069 .1497 .0986 .0576
55 .9949 .9918 .9867 .9778 .9625 .9376 .8991 .8420 .7650 .6754 .5797 .4789 .3804 .2941 .2227 .1612 .1063 .0620
60 .9964 .9944 .9909 .9851 .9744 .9562 .9259 .8775 .8075 .7215 .6253 .5205 .4156 .3223 .2445 .1771 .1168 .0682
65 .9976 .9962 .9940 .9902 .9833 .9709 .9490 .9110 .8513 .7729 .6800 .5732 .4619 .3605 .2745 .1993 .1317 .0769
70 .9984 .9975 .9960 .9937 .9894 .9816 .9669 .9392 .8920 .8251 .7401 .6352 .5194 .4095 .3140 .2290 .1517 .0887
75 .9990 .9984 .9975 .9961 .9935 .9888 .9796 .9610 .9263 .8737 .8014 .7042 .5881 .4712 .3652 .2683 .1785 .1047
80 .9994 .9990 .9984 .9976 .9961 .9934 .9882 .9767 .9533 .9155 .8598 .7772 .6683 .5490 .4336 .3228 .2166 .1276
85 .9996 .9994 .9991 .9986 .9977 .9963 .9935 .9870 .9725 .9476 .9089 .8460 .7531 .6400 .5204 .3965 .2705 .1608
90 .9998 .9997 .9995 .9992 .9987 .9979 .9965 .9931 .9846 .9694 .9448 .9015 .8303 .7331 .6188 .4878 .3422 .2069
95 .9999 .9998 .9997 .9996 .9993 .9989 .9982 .9965 .9919 .9831 .9687 .9418 .8931 .8185 .7202 .5931 .4335 .2697
100 .9999 .9999 .9998 .9998 .9996 .9994 .9991 .9984 .9962 .9916 .9842 .9697 .9411 .8924 .8203 .7130 .5536 .3621
105 .9999 .9999 .9999 .9998 .9998 .9996 .9994 .9985 .9966 .9935 .9874 .9744 .9500 .9097 .8401 .7119 .5119
110.9999 .9999 .9999 .9998 .9996 .9990 .9981 .9963 .9923 .9842 .9697 .9414 .8769 .7341

Table 8

Factors for Obtaining Annuities and Pensions under Option 2--Female Member with Male Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9437 .9223 .8957 .8633 .8241 .7775 .7225 .6576 .5834 .5059 .4288 .3514 .2777 .2140 .1618 .1170 .0771 .0450
10 .9519 .9315 .9056 .8736 .8344 .7875 .7321 .6665 .5914 .5129 .4348 .3563 .2816 .2171 .1642 .1187 .0782 .0456
15 .9602 .9415 .9168 .8856 .8466 .7996 .7437 .6773 .6012 .5215 .4422 .3624 .2864 .2209 .1670 .1208 .0796 .0464
20 .9682 .9516 .9289 .8990 .8609 .8140 .7577 .6904 .6130 .5319 .4510 .3697 .2922 .2253 .1704 .1232 .0812 .0474
25 .9754 .9614 .9413 .9137 .8772 .8311 .7746 .7065 .6277 .5448 .4621 .3788 .2994 .2309 .1746 .1263 .0832 .0485
30 .9816 .9704 .9534 .9290 .8951 .8508 .7950 .7265 .6462 .5613 .4763 .3906 .3088 .2381 .1801 .1302 .0858 .0501
35 .9865 .9780 .9645 .9440 .9140 .8728 .8189 .7506 .6693 .5823 .4945 .4058 .3209 .2475 .1872 .1354 .0892 .0521
40 .9903 .9841 .9739 .9577 .9324 .8959 .8456 .7791 .6975 .6085 .5178 .4254 .3367 .2598 .1965 .1421 .0937 .0547
45 .9930 .9887 .9814 .9693 .9494 .9188 .8740 .8115 .7312 .6412 .5475 .4508 .3573 .2759 .2088 .1511 .0996 .0581
50 .9951 .9921 .9871 .9786 .9638 .9398 .9023 .8463 .7701 .6808 .5850 .4837 .3845 .2974 .2252 .1630 .1075 .0627
55 .9966 .9945 .9912 .9855 .9753 .9578 .9285 .8813 .8126 .7273 .6314 .5263 .4205 .3263 .2476 .1794 .1184 .0691
60 .9977 .9963 .9941 .9905 .9838 .9719 .9508 .9139 .8557 .7786 .6864 .5796 .4677 .3653 .2783 .2021 .1335 .0780
65 .9984 .9975 .9962 .9939 .9898 .9822 .9680 .9413 .8956 .8305 .7470 .6429 .5269 .4162 .3194 .2330 .1544 .0903
70 .9990 .9984 .9975 .9962 .9937 .9891 .9803 .9624 .9290 .8781 .8080 .7127 .5976 .4804 .3732 .2746 .1829 .1073
75 .9994 .9990 .9985 .9977 .9962 .9935 .9884 .9772 .9546 .9179 .8638 .7835 .6766 .5581 .4425 .3304 .2221 .1310
80 .9996 .9994 .9991 .9986 .9977 .9962 .9934 .9868 .9723 .9475 .9091 .8471 .7556 .6440 .5252 .4015 .2747 .1635
85 .9998 .9996 .9994 .9991 .9986 .9978 .9962 .9924 .9834 .9673 .9414 .8965 .8239 .7260 .6119 .4821 .3382 .2046
90 .9999 .9998 .9996 .9995 .9992 .9987 .9978 .9957 .9903 .9801 .9634 .9328 .8788 .7988 .6964 .5680 .4115 .2546
95 .9999 .9999 .9998 .9997 .9995 .9992 .9988 .9978 .9947 .9888 .9790 .9602 .9244 .8660 .7832 .6668 .5054 .3239
100 .9999 .9999 .9999 .9999 .9998 .9996 .9994 .9990 .9976 .9946 .9897 .9801 .9605 .9252 .8698 .7808 .6336 .4331
105.9999 .9999 .9999 .9998 .9998 .9996 .9991 .9979 .9960 .9922 .9840 .9680 .9405 .8903 .7883 .6034
110.9999 .9999 .9999 .9998 .9995 .9989 .9979 .9956 .9908 .9820 .9645 .9221 .8161

Table 9

Factors for Obtaining Annuities and Pensions under Option 3--Male Member with Female Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9510 .9360 .9171 .8932 .8634 .8262 .7798 .7231 .6568 .5830 .5034 .4230 .3508 .2892 .2304 .1706 .1139 .0694
10 .9555 .9408 .9220 .8983 .8685 .8313 .7849 .7281 .6616 .5875 .5075 .4267 .3540 .2919 .2327 .1723 .1151 .0702
15 .9605 .9464 .9279 .9044 .8748 .8376 .7912 .7342 .6676 .5931 .5126 .4312 .3579 .2953 .2354 .1745 .1166 .0711
20 .9660 .9526 .9347 .9116 .8823 .8453 .7988 .7418 .6748 .6000 .5189 .4368 .3628 .2995 .2389 .1771 .1184 .0722
25 .9716 .9593 .9424 .9200 .8912 .8545 .8082 .7510 .6838 .6085 .5268 .4438 .3689 .3047 .2432 .1805 .1207 .0737
30 .9771 .9663 .9508 .9296 .9016 .8655 .8195 .7623 .6949 .6191 .5366 .4526 .3766 .3113 .2487 .1847 .1236 .0755
35 .9822 .9731 .9594 .9399 .9134 .8783 .8330 .7761 .7085 .6321 .5487 .4635 .3861 .3196 .2556 .1900 .1273 .0778
40 .9865 .9793 .9679 .9507 .9263 .8930 .8489 .7926 .7251 .6482 .5638 .4771 .3982 .3300 .2642 .1967 .1320 .0807
45 .9900 .9847 .9756 .9612 .9398 .9092 .8672 .8124 .7454 .6682 .5827 .4944 .4135 .3433 .2754 .2053 .1380 .0845
50 .9927 .9889 .9822 .9709 .9530 .9261 .8875 .8352 .7697 .6928 .6064 .5162 .4330 .3603 .2897 .2165 .1458 .0894
55 .9947 .9922 .9875 .9792 .9652 .9428 .9089 .8608 .7982 .7227 .6360 .5441 .4582 .3826 .3085 .2312 .1562 .0960
60 .9962 .9946 .9915 .9858 .9756 .9583 .9302 .8881 .8306 .7584 .6729 .5798 .4912 .4121 .3338 .2513 .1704 .1051
65 .9973 .9964 .9944 .9907 .9838 .9713 .9498 .9152 .8651 .7989 .7169 .6243 .5336 .4511 .3678 .2786 .1901 .1177
70 .9981 .9976 .9964 .9941 .9897 .9814 .9660 .9395 .8985 .8410 .7654 .6757 .5846 .4991 .4108 .3140 .2159 .1346
75 .9987 .9984 .9977 .9963 .9937 .9885 .9782 .9594 .9283 .8815 .8157 .7326 .6437 .5569 .4640 .3590 .2496 .1569
80 .9991 .9990 .9986 .9978 .9963 .9933 .9870 .9746 .9530 .9182 .8654 .7934 .7112 .6266 .5313 .4184 .2957 .1882
85 .9995 .9994 .9992 .9987 .9979 .9962 .9926 .9852 .9714 .9478 .9093 .8522 .7819 .7047 .6119 .4941 .3576 .2319
90 .9997 .9996 .9995 .9993 .9988 .9980 .9960 .9918 .9835 .9688 .9430 .9016 .8465 .7817 .6977 .5816 .4350 .2897
95 .9998 .9998 .9997 .9996 .9994 .9989 .9979 .9956 .9910 .9825 .9667 .9394 .9000 .8505 .7813 .6755 .5264 .3634
100 .9999 .9999 .9999 .9998 .9997 .9995 .9990 .9979 .9956 .9912 .9828 .9670 .9426 .9098 .8603 .7754 .6373 .4635
105 .9999 .9999 .9999 .9999 .9999 .9998 .9996 .9992 .9983 .9964 .9929 .9858 .9739 .9570 .9294 .8761 .7718 .6089
110.9999 .9999 .9998 .9995 .9990 .9979 .9957 .9918 .9860 .9760 .9545 .9035 .7984

Table 10

Factors for Obtaining Annuities and Pensions under Option 3--Male Member with Male Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9565 .9420 .9234 .8998 .8703 .8333 .7871 .7304 .6640 .5899 .5097 .4287 .3557 .2934 .2339 .1733 .1158 .0706
10 .9615 .9476 .9293 .9060 .8766 .8397 .7935 .7367 .6701 .5957 .5151 .4335 .3599 .2970 .2369 .1756 .1174 .0716
15 .9669 .9538 .9361 .9133 .8841 .8474 .8012 .7443 .6775 .6027 .5216 .4393 .3650 .3014 .2405 .1784 .1193 .0728
20 .9725 .9604 .9438 .9216 .8930 .8565 .8104 .7535 .6864 .6111 .5293 .4461 .3710 .3065 .2448 .1817 .1216 .0742
25 .9778 .9673 .9520 .9311 .9033 .8674 .8216 .7646 .6973 .6214 .5388 .4547 .3784 .3129 .2501 .1857 .1244 .0760
30 .9827 .9739 .9605 .9414 .9151 .8803 .8352 .7784 .7109 .6345 .5509 .4656 .3880 .3212 .2569 .1910 .1280 .0782
35 .9869 .9800 .9688 .9520 .9280 .8951 .8513 .7952 .7278 .6509 .5663 .4795 .4002 .3318 .2658 .1979 .1328 .0812
40 .9903 .9852 .9764 .9624 .9414 .9113 .8697 .8152 .7484 .6713 .5857 .4971 .4159 .3454 .2772 .2067 .1390 .0851
45 .9929 .9893 .9828 .9719 .9545 .9282 .8902 .8384 .7732 .6965 .6100 .5196 .4361 .3631 .2920 .2183 .1471 .0902
50 .9948 .9925 .9879 .9799 .9664 .9447 .9115 .8641 .8021 .7270 .6404 .5483 .4621 .3861 .3115 .2336 .1579 .0971
55 .9963 .9948 .9918 .9863 .9765 .9597 .9325 .8913 .8346 .7631 .6778 .5847 .4958 .4163 .3375 .2542 .1725 .1064
60 .9974 .9965 .9946 .9910 .9843 .9724 .9515 .9179 .8689 .8036 .7221 .6296 .5388 .4558 .3719 .2820 .1925 .1193
65 .9982 .9976 .9965 .9943 .9900 .9820 .9672 .9416 .9019 .8457 .7712 .6822 .5912 .5055 .4165 .3187 .2194 .1369
70 .9987 .9985 .9978 .9965 .9939 .9889 .9790 .9609 .9310 .8858 .8217 .7401 .6520 .5654 .4722 .3661 .2550 .1606
75 .9992 .9990 .9986 .9979 .9964 .9934 .9873 .9753 .9544 .9208 .8696 .7994 .7187 .6350 .5400 .4265 .3022 .1928
80 .9995 .9994 .9992 .9987 .9979 .9962 .9925 .9851 .9713 .9480 .9101 .8540 .7848 .7086 .6167 .4993 .3624 .2355
85 .9996 .9996 .9995 .9992 .9987 .9978 .9957 .9911 .9823 .9669 .9402 .8978 .8418 .7765 .6924 .5768 .4311 .2870
90 .9998 .9998 .9997 .9995 .9993 .9987 .9975 .9948 .9894 .9795 .9615 .9310 .8881 .8351 .7624 .6541 .5053 .3462
95 .9999 .9998 .9998 .9997 .9996 .9993 .9987 .9972 .9941 .9883 .9774 .9575 .9277 .8887 .8315 .7379 .5942 .4234
100 .9999 .9999 .9999 .9999 .9998 .9997 .9994 .9987 .9972 .9943 .9887 .9780 .9606 .9366 .8988 .8298 .7067 .5348
105.9999 .9999 .9999 .9999 .9998 .9995 .9989 .9978 .9956 .9911 .9834 .9721 .9533 .9151 .8336 .6901
110 .9999 .9999 .9997 .9994 .9988 .9976 .9953 .9918 .9857 .9724 .9390 .8628

Table 11

Factors for Obtaining Annuities and Pensions under Option 3--Female Member with Female Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9662 .9541 .9390 .9203 .8969 .8679 .8318 .7862 .7296 .6648 .5934 .5136 .4289 .3477 .2745 .2064 .1409 .0847
10 .9702 .9586 .9438 .9253 .9020 .8731 .8370 .7913 .7347 .6696 .5979 .5178 .4326 .3509 .2771 .2084 .1424 .0856
15 .9746 .9636 .9493 .9311 .9081 .8793 .8433 .7976 .7408 .6755 .6035 .5230 .4372 .3548 .2804 .2109 .1442 .0867
20 .9790 .9689 .9554 .9379 .9153 .8868 .8509 .8053 .7484 .6829 .6105 .5293 .4429 .3596 .2844 .2141 .1464 .0881
25 .9833 .9744 .9621 .9455 .9237 .8957 .8601 .8146 .7576 .6919 .6191 .5373 .4499 .3657 .2894 .2180 .1492 .0899
30 .9871 .9797 .9689 .9537 .9331 .9060 .8710 .8259 .7690 .7030 .6297 .5472 .4588 .3733 .2957 .2230 .1528 .0921
35 .9904 .9844 .9754 .9621 .9433 .9177 .8838 .8394 .7828 .7166 .6429 .5595 .4698 .3828 .3037 .2292 .1572 .0949
40 .9930 .9885 .9813 .9703 .9537 .9304 .8984 .8552 .7993 .7333 .6591 .5747 .4836 .3948 .3137 .2371 .1629 .0984
45 .9949 .9917 .9863 .9776 .9639 .9435 .9142 .8734 .8190 .7536 .6793 .5939 .5010 .4100 .3264 .2473 .1702 .1030
50 .9964 .9941 .9903 .9838 .9731 .9562 .9307 .8933 .8416 .7779 .7040 .6178 .5230 .4294 .3429 .2604 .1796 .1089
55 .9974 .9959 .9933 .9888 .9809 .9678 .9469 .9142 .8668 .8063 .7339 .6477 .5512 .4545 .3643 .2776 .1921 .1168
60 .9982 .9972 .9954 .9925 .9870 .9776 .9615 .9348 .8935 .8382 .7695 .6847 .5872 .4875 .3929 .3009 .2092 .1277
65 .9988 .9981 .9970 .9951 .9916 .9852 .9738 .9534 .9197 .8719 .8095 .7287 .6320 .5300 .4308 .3325 .2327 .1429
70 .9992 .9987 .9980 .9968 .9947 .9907 .9831 .9686 .9429 .9042 .8506 .7769 .6837 .5811 .4779 .3727 .2634 .1630
75 .9995 .9992 .9987 .9980 .9967 .9943 .9897 .9801 .9617 .9326 .8898 .8264 .7407 .6406 .5351 .4231 .3029 .1895
80 .9997 .9995 .9992 .9988 .9980 .9967 .9941 .9882 .9761 .9559 .9246 .8747 .8012 .7088 .6049 .4881 .3561 .2263
85 .9998 .9997 .9995 .9993 .9989 .9981 .9967 .9934 .9860 .9731 .9523 .9166 .8592 .7805 .6846 .5679 .4259 .2771
90 .9999 .9998 .9997 .9996 .9993 .9990 .9983 .9965 .9923 .9844 .9716 .9482 .9073 .8461 .7646 .6558 .5100 .3430
95 .9999 .9999 .9998 .9998 .9996 .9994 .9991 .9982 .9959 .9915 .9841 .9701 .9435 .9002 .8374 .7447 .6048 .4249
100.9999 .9999 .9999 .9998 .9997 .9996 .9992 .9981 .9958 .9920 .9846 .9697 .9432 .9013 .8325 .7128 .5318
105 .9999 .9999 .9999 .9998 .9997 .9993 .9983 .9968 .9937 .9870 .9744 .9527 .9132 .8318 .6773
110 .9999 .9999 .9998 .9995 .9991 .9982 .9962 .9921 .9847 .9699 .9345 .8469

Table 12

Factors for Obtaining Annuities and Pensions under Option 3--Female Member with Male Beneficiary

Age ofAge of Member
Beneficiary253035404550556065707580859095100105110
5 .9710 .9595 .9450 .9266 .9035 .8748 .8389 .7934 .7369 .6719 .6002 .5200 .4346 .3526 .2786 .2095 .1432 .0861
10 .9753 .9645 .9505 .9325 .9097 .8811 .8453 .7999 .7433 .6781 .6061 .5254 .4395 .3568 .2820 .2122 .1451 .0873
15 .9797 .9698 .9566 .9393 .9169 .8886 .8530 .8076 .7509 .6855 .6132 .5320 .4453 .3618 .2862 .2155 .1475 .0888
20 .9838 .9752 .9631 .9468 .9252 .8975 .8621 .8168 .7601 .6944 .6217 .5398 .4523 .3678 .2912 .2194 .1502 .0905
25 .9876 .9803 .9698 .9549 .9346 .9077 .8730 .8280 .7713 .7054 .6321 .5495 .4609 .3752 .2973 .2242 .1537 .0926
30 .9907 .9850 .9762 .9632 .9447 .9194 .8858 .8416 .7851 .7191 .6453 .5617 .4719 .3847 .3052 .2305 .1581 .0954
35 .9932 .9889 .9819 .9712 .9550 .9321 .9004 .8576 .8019 .7360 .6618 .5773 .4859 .3969 .3154 .2385 .1639 .0990
40 .9951 .9920 .9868 .9784 .9650 .9451 .9163 .8759 .8218 .7566 .6823 .5969 .5038 .4124 .3285 .2489 .1713 .1037
45 .9965 .9943 .9906 .9844 .9740 .9576 .9327 .8959 .8447 .7814 .7076 .6214 .5265 .4325 .3455 .2625 .1811 .1099
50 .9975 .9960 .9935 .9892 .9816 .9690 .9486 .9167 .8701 .8101 .7382 .6521 .5554 .4584 .3677 .2804 .1942 .1181
55 .9983 .9972 .9956 .9927 .9875 .9784 .9629 .9369 .8966 .8421 .7741 .6896 .5921 .4921 .3970 .3043 .2117 .1293
60 .9988 .9981 .9971 .9952 .9918 .9858 .9748 .9550 .9223 .8755 .8141 .7339 .6373 .5351 .4354 .3363 .2357 .1448
65 .9992 .9988 .9981 .9969 .9948 .9910 .9838 .9698 .9449 .9074 .8552 .7826 .6902 .5878 .4842 .3780 .2675 .1657
70 .9995 .9992 .9988 .9981 .9968 .9945 .9901 .9808 .9632 .9351 .8938 .8322 .7481 .6490 .5436 .4309 .3092 .1938
75 .9997 .9995 .9992 .9988 .9981 .9967 .9942 .9885 .9768 .9572 .9270 .8786 .8071 .7164 .6135 .4967 .3636 .2317
80 .9998 .9997 .9995 .9993 .9988 .9981 .9967 .9933 .9859 .9730 .9524 .9172 .8608 .7835 .6888 .5730 .4310 .2812
85 .9999 .9998 .9997 .9996 .9993 .9989 .9981 .9962 .9916 .9834 .9698 .9455 .9035 .8413 .7592 .6506 .5055 .3398
90 .9999 .9999 .9998 .9997 .9996 .9993 .9989 .9979 .9951 .9899 .9814 .9652 .9355 .8882 .8211 .7245 .5831 .4059
95 .9999 .9999 .9999 .9998 .9998 .9996 .9994 .9989 .9974 .9944 .9894 .9797 .9607 .9282 .8785 .8002 .6716 .4894
100 .9999 .9999 .9999 .9998 .9997 .9995 .9988 .9973 .9948 .9900 .9799 .9612 .9304 .8770 .7758 .6045
105.9999 .9999 .9999 .9998 .9996 .9990 .9980 .9961 .9919 .9838 .9694 .9420 .8817 .7528
110.9999 .9999 .9997 .9995 .9990 .9978 .9954 .9910 .9820 .9596 .8989
[Pa.B. Doc. No. 01-627. Filed for public inspection April 6, 2001, 9:00 a.m.]



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