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PA Bulletin, Doc. No. 11-1596

RULES AND REGULATIONS

PENNSYLVANIA GAMING CONTROL BOARD

[ 58 PA. CODE CHS. 525, 549 AND 561 ]

Table Game Internal Controls; Rules of Play; Temporary Regulations

[41 Pa.B. 4952]
[Saturday, September 17, 2011]

 The Pennsylvania Gaming Control Board (Board), under its general authority in 4 Pa.C.S. § 13A03 (relating to temporary table game regulations) enacted by the act of January 7, 2010 (P. L. 1, No. 1) (Act 1) and the specific authority in 4 Pa.C.S. § 13A02(1) and (2) (relating to regulatory authority), amends temporary regulations in Chapters 525, 549 and 561 (relating to table game internal controls; Blackjack; and Pai Gow Poker) to read as set forth in Annex A. The Board's temporary regulations will be added to Part VII (relating to Gaming Control Board) as part of Subpart K (relating to table games).

Purpose of the Temporary Rulemaking

 This temporary rulemaking amends the section on Match Play Coupons and adds additional options in Blackjack and Pai Gow Poker.

Explanation of Chapters 525, 549 and 561

 In Chapter 525, the section on Match Play Coupons has been updated. In § 525.21(e) and (f) (relating to Match Play Coupons; physical characteristics and issuance), the inaccurate term ''manufacturer'' was replaced with ''gaming service provider.'' A gaming service provider, which provides goods or services, prints Match Play Coupons on behalf of the certificate holder, not a manufacturer as defined in 4 Pa.C.S. § 1103 (relating to definitions).

 Subsection (q) was added to § 525.21 to allow a certificate holder to utilize a gaming service provider to not only print but also to mail Match Play Coupons on behalf of the certificate holder, provided that the requirements of the section are met. The certificate holder, however, shall be responsible for ensuring that the gaming service provider does not mail coupons to individuals on the self-exclusion or excluded list.

 A new option was added in Chapter 549 to allow certificate holders the option to deal Blackjack from the hand. Section 549.3(e) (relating to cards; number of decks; value of cards) has been updated to reflect that cards dealt from the hand shall be changed every 4 hours instead of every 24 hours. Section 549.7(l) (relating for procedure for dealing cards) was amended to allow players to touch the cards. New § 549.23 (relating to Blackjack variations) was added to detail the procedure for dealing the cards from the hand.

 In Chapter 561, the player bank/co-bank option was added. This option allows players at the table to bank the game and pay all winning and collect all losing Pai Gow Poker Wagers instead of the house. This is a traditional feature of Pai Gow Poker and is an option that is currently available in Pai Gow tiles.

Affected Parties

 The amendments in this temporary rulemaking will allow certificate holders additional options on how to conduct table games at their licensed facilities.

Fiscal Impact

Commonwealth. The Board does not expect that the amendments in this temporary rulemaking will have fiscal impact on the Board or any other Commonwealth agency. Internal control procedures submitted by certificate holders will be reviewed by existing Board staff.

Political subdivisions. This temporary rulemaking will not have direct fiscal impact on political subdivisions of this Commonwealth. Eventually, host municipalities and counties will benefit from the local share funding that is mandated by Act 1.

Private sector. The amendments in this temporary rulemaking will give certificate holders some additional flexibility as to how they conduct table games.

General public. This temporary rulemaking will not have direct fiscal impact on the general public.

Paperwork Requirements

 If a certificate holder selects different options for the play at table games, the certificate holder will be required to submit an updated Rules Submission reflecting the changes.

Effective Date

 This temporary rulemaking will become effective upon publication in the Pennsylvania Bulletin.

Public Comments

 While this temporary rulemaking will be effective upon publication, the Board is seeking comments from the public and affected parties as to how these temporary regulations might be improved. Interested persons are invited to submit written comments, suggestions or objections regarding this temporary rulemaking within 30 days after the date of publication in the Pennsylvania Bulletin to Susan A. Yocum, Assistant Chief Counsel, Pennsylvania Gaming Control Board, Attention: Public Comment on Regulation #125-157, P. O. Box 69060, Harrisburg, PA 17106-9060.

Contact Person

 The contact person for questions about this temporary rulemaking is Susan A. Yocum, Assistant Chief Counsel, (717) 346-8300.

Regulatory Review

 Under 4 Pa.C.S. § 13A03, the Board is authorized to adopt temporary regulations which are not subject to sections 201—205 of the act of July 31, 1968 (P. L. 769, No. 240) (45 P. S. §§ 1201—1208), known as the Commonwealth Documents Law (CDL), the Regulatory Review Act (71 P. S. §§ 745.1—745.12) and sections 204(b) and 301(10) of the Commonwealth Attorneys Act (71 P. S. §§ 732-204(b) and 732-301(10)). These temporary regulations expire 2 years after publication in the Pennsylvania Bulletin.

Findings

 The Board finds that:

 (1) Under 4 Pa.C.S. § 13A03, the temporary regulations are exempt from the requirements of the Regulatory Review Act, sections 201—205 of the CDL and sections 204(b) and 301(10) of the Commonwealth Attorneys Act.

 (2) The adoption of the temporary regulations is necessary and appropriate for the administration and enforcement of 4 Pa.C.S. Part II (relating to gaming).

Order

 The Board, acting under 4 Pa.C.S. Part II, orders that:

 (1) The regulations of the Board, 58 Pa. Code Chapters 525, 549 and 561, are amended by adding §§ 549.23 and 561.15 and by amending §§ 525.21, 549.3, 549.7, 549.11, 561.1, 561.5, 561.12, 561.13 and 561.14 to read as set forth in Annex A, with ellipses referring the existing text of the regulations.

 (2) The temporary regulations are effective September 17, 2011.

 (3) The temporary regulations will be posted on the Board's web site and published in the Pennsylvania Bulletin.

 (4) The temporary regulations are subject to amendment as deemed necessary by the Board.

 (5) The Chairperson of the Board shall certify this order and Annex A and deposit them with the Legislative Reference Bureau as required by law.

GREGORY C. FAJT, 
Chairperson

 (Editor's Note: See 41 Pa.B. 4949 (September 17, 2011) for the adoption of § 549.24.)

Fiscal Note: 125-157. No fiscal impact; (8) recommends adoption.

Annex A

TITLE 58. RECREATION

PART VII. GAMING CONTROL BOARD

Subpart K. TABLE GAMES

CHAPTER 525. TABLE GAME INTERNAL CONTROLS

§ 525.21. Match Play Coupons; physical characteristics and issuance.

*  *  *  *  *

 (e) Match Play Coupons received from a gaming service provider or produced by the certificate holder in accordance with subsection (p) shall be opened and examined by at least one member of the finance department and one member of the marketing department. Any deviation between the invoice accompanying the coupons and the actual coupons received shall be reported to a supervisor from the finance department and to the Bureau of Casino Compliance.

 (f) After checking the Match Play Coupons received from the gaming service provider or produced by the certificate holder, a finance department supervisor shall record the following information in the Match Play Coupon ledger:

*  *  *  *  *

 (p) A certificate holder may internally manufacture or print Match Play Coupons provided that internal controls governing the production and subsequent reconciliation of the coupons are submitted and approved by the Board.

 (q) If included in the certificate holder's internal controls, required under § 525.2 (relating to internal controls), a certificate holder may authorize a gaming service provider to print and mail Match Play Coupons directly to patrons in accordance with the following requirements:

 (1) The Match Play Coupons mailed by the gaming service provider shall comply with the requirements in subsections (b) and (c).

 (2) The certificate holder shall supply the gaming service provider, through electronic means, a list of the following information for each patron to whom the Match Play Coupon will be mailed:

 (i) The patron's name.

 (ii) The patron's address.

 (iii) The denomination of the Match Play Coupon.

 (iv) The expiration date of the Match Play Coupon.

 (v) A serial number on each Match Play Coupon.

 (3) The Match Play Coupon issued must include a magnetic strip or bar code that will enable the certificate holder's computer system to identify the information required under subsection (q)(2).

 (4) The information in subsection (q)(2) shall be provided to the finance department which shall maintain the information for purposes of reconciliation as required under subsection (m).

 (5) Prior to the redemption of the Match Play Coupon, the dealer shall verify the expiration date and confirm that the coupon has not expired.

 (6) All Match Play Coupons issued must be electronically canceled in the certificate holder's computer system immediately upon redemption or during the counting of the table game drop boxes as provided in § 525.19 (relating to procedures for opening, counting and recording the contents of table game drop boxes).

 (7) The certificate holder shall be responsible for ensuring that the gaming service provider does not mail Match Play Coupons to individuals on the self-exclusion list under Chapter 503a (relating to self-exclusion) or the exclusion list under Chapter 511a (relating to persons required to be excluded).

 (r) A certificate holder may utilize a computerized system that complies with the requirements in this section provided that:

 (1) The computerized system creates Match Play Coupons that comply with the requirements in subsection (c).

 (2) The computerized system provides an equivalent audit trail and allows for the segregation of duties to satisfy the requirements in this section.

 (3) The certificate holder includes in its internal controls required under § 525.2 procedures governing the production, recording and reconciliation of the computer generated Match Play Coupons.

CHAPTER 549. BLACKJACK

§ 549.3. Cards; number of decks; value of cards.

 (a) Blackjack shall be played with at least one deck of cards. Except as otherwise provided in subsections (c) and (d), all decks of cards used for the play of Blackjack shall be identical in appearance. Blackjack shall also be played with at least one cutting card, approved by the Bureau of Gaming Operations.

 (b) The value of the cards contained in each deck shall be as follows:

 (1) Any card from 2 to 10 shall have its face value.

 (2) Any jack, queen or king shall have a value of ten.

 (3) An ace shall have a value of 11, unless that value would give a player or the dealer a score in excess of 21, in which case, the ace shall have a value of 1.

 (c) If a double shoe is utilized, Blackjack shall be played with at least two decks of cards that shall be dealt from separate sides of the dealing shoe with the same number of decks used in each side of the double shoe. The cards dealt from both sides of the shoe shall be identical in appearance; however, the backs of the cards being dealt from one side of the shoe, shall be of a different color than the backs of the cards being dealt from the other side of the shoe. In addition, a separate cutting card shall be used in each side of the shoe.

 (d) If an automated card shuffling device is utilized, Blackjack shall be played with at least two decks of cards in accordance with the following requirements:

 (1) The cards shall be separated into two batches, with an equal number of decks included in each batch.

 (2) The cards in each batch must be of the same design, but the backs of the cards in one batch must be of a different color than the cards included in the other batch.

 (3) One batch of cards shall be shuffled and stored in the automated card shuffling device while the other batch is being dealt or used to play the game.

 (4) Both batches of cards shall be continuously alternated in and out of play, with each batch being used for every other dealing shoe.

 (5) The cards from only one batch shall be placed in the discard rack at any given time.

 (e) The decks of cards opened for use at a Blackjack table shall be changed at least once every 24 hours. When the certificate holder is dealing Blackjack from the hand in accordance with § 549.23 (relating to Blackjack variations), the cards shall be changed at least every 4 hours.

§ 549.7. Procedure for dealing cards.

*  *  *  *  *

 (l) Except as provided in § 549.23 (relating to Blackjack variations), players and spectators may not handle, remove or alter any cards used to play Blackjack.

 (m) Each player at the table shall be responsible for correctly computing the point count of his hand and no player shall rely on the point counts announced by the dealer.

§ 549.11. Double Down Wager.

 (a) Except for when a player has a Blackjack, a player may elect to make a Double Down Wager, which may not exceed the amount of his original wager on the first two cards dealt to him or the first two cards of any split pair, on the condition that one and only one additional card shall be dealt to the hand on which the player has elected to double down.

 (b) If a dealer obtains Blackjack after a player makes a Double Down Wager, the dealer shall only collect the amount of the original wager of the player and shall not collect the additional Double Down Wager.

 (c) Upon a player's election to make a Double Down Wager, the dealer shall deal the one additional card face up or face down, and placed sideways on the layout.

§ 549.23. Blackjack variations.

 A certificate holder may, if specified in its Rules Submission under § 521.2 (relating to table games Rules Submissions), deal Blackjack from the hand and allow the players to touch the cards in accordance with the following requirements:

 (1) No more than two decks of cards shall be used in the game.

 (2) An automated shuffling device shall be used to shuffle the cards.

 (3) After the procedures required under § 549.6 (relating to shuffle and cut of the cards) have been completed, the dealer shall place the deck or decks of cards in either hand. After the dealer has chosen the hand in which to hold the cards, the dealer shall continue to use that hand when holding the cards during that round of play. The cards held by the dealer shall be kept over the table inventory container and in front of the dealer at all times.

 (4) The dealer shall deal each card by holding the deck of cards in the chosen hand and use the other hand to remove the top card of the deck and place it face down on the appropriate area of the layout.

 (5) Prior to commencement of each round of play, the dealer shall remove the first card and place it in the discard rack. The dealer shall then, starting with the player farthest to the dealer's left and continuing around the table in a clockwise direction, deal the cards as follows:

 (i) One card face down to each box on the layout in which a Blackjack Wager is contained.

 (ii) One card face up to the dealer.

 (iii) A second card face down to each box in which a wager is contained.

 (iv) A second card face down to the dealer.

 (6) After two cards have been dealt face down to each player and the dealer, each player shall, with one hand, examine his cards. All players shall keep their cards in full view of the dealer at all times. Each player, starting with the player farthest to the dealer's left and continuing around the table in a clockwise direction, shall then indicate whether he wishes to surrender as permitted under § 549.9 (relating to surrender), double down as permitted under § 549.11 (relating to Double Down Wager), split pairs as permitted under § 549.12 (relating to splitting pairs), stand or draw additional cards. If a player:

 (i) Indicates that he wishes to surrender, double down or split a pair, the dealer shall turn over the player's two cards and complete the dealing procedures in accordance with § 549.7 (relating to procedure for dealing cards).

 (ii) Is dealt additional cards which cause the point total to exceed 21, the player shall immediately discard his first two cards face down.

 (7) As each player indicates his decision, the dealer shall deal face upwards whatever additional cards are necessary to effectuate the player's decision.

 (8) After the decisions of each player have been implemented and all additional cards have been dealt, the dealer shall turn over the hole card and draw any additional cards in accordance with § 549.13 (relating to drawing of additional cards by players and the dealer). The dealer shall announce the dealer's total point count after each additional card is dealt.

 (9) After all additional cards have been dealt, the dealer shall turn over each player's two cards and settle all remaining wagers in accordance with § 549.4 (relating to wagers).

CHAPTER 561. PAI GOW POKER

§ 561.1. Definitions.

 The following words and terms, when used in this chapter, have the following meanings, unless the context clearly indicates otherwise:

Bank—A player who elects to have the other players and the dealer play against him and accepts the responsibility of paying all winning Pai Gow Poker Wagers.

Co-banking—When the bank and the certificate holder each cover 50% of all winning Pai Gow Poker Wagers.

Envy Bonus—An additional fixed sum payout made to a player who placed a Qualifying Fortune Bonus Wager or Qualifying Emperor's Treasure Wager when another player at the Pai Gow Poker table is the holder of a qualifying hand.

High hand—The five-card hand which is formed from the seven cards dealt at the game of Pai Gow Poker so as to rank equal to or higher than the two-card Low hand.

Low hand—The two-card hand which is formed from the seven cards dealt at the game of Pai Gow Poker so as to rank equal to or lower than the five-card High hand.

Pai Gow Hand—A seven card hand that does not contain a pair, straight or flush.

Qualifying Emperor's Treasure Wager—An Emperor's Treasure Wager of at least $5.

Qualifying Fortune Bonus Wager—A Fortune Bonus Wager of at least $5.

Qualifying hand—A Pai Gow Poker hand with a rank of four-of-a-kind or higher formed from the seven cards dealt to a player.

Rank or ranking—The relative position of a card or group of cards as set forth in § 561.6 (relating to Pai Gow Poker rankings; cards; poker hands).

Set or setting the hands—The process of forming a High hand and Low hand from the seven cards dealt.

§ 561.5. Shuffle and cut of the cards.

*  *  *  *  *

 (d) The cut of the cards shall be offered to players in the following order:

 (1) The first player arriving at the table, if the game is just beginning.

 (2) The player who accepts the bank under § 561.15 (relating to player bank; co-banking; selection of bank; procedures for dealing), if offered by the certificate holder provided, however, that if the bank refuses the cut, the cards shall be offered to the player to the right of the bank, and continuing around the table in a counterclockwise manner, until a player accepts the cut.

 (3) The player at the farthest position to the right of the dealer. If this player refuses, the offer to cut the cards shall rotate to each player in a counterclockwise manner.

*  *  *  *  *

§ 561.12. Procedure for determining the starting position for dealing cards or delivering stacks of cards.

 (a) To determine the starting position for the dealing of cards or the delivery of stacks of cards for the game of Pai Gow Poker, a certificate holder shall use one of the procedures authorized in subsection (b), (c) or (d).

 (b) If a Pai Gow Poker shaker is used:

 (1) The dealer shall shake the shaker and dice described in § 561.8 (relating to Pai Gow Poker shaker and dice; computerized random number generator; button) at least three times so as to cause a random mixture of the dice. If a player is the bank, in accordance with § 561.15 (relating to player bank; co-banking; selection of bank; procedures for dealing), the player shall shake the Pai Gow Poker shaker instead of the dealer. The dealer shall ensure that the bank shakes the Pai Gow Poker shaker at least three times.

 (2) The dealer shall then remove the lid covering the Pai Gow Poker shaker, total the dice and announce the total. If a player is the bank and the player inadvertently removes the lid, the Pai Gow Poker shaker shall be covered and reshaken.

 (3) To determine the starting position, the dealer shall count counterclockwise around the table, with the position of the dealer considered number one, and continuing around the table with each betting position counted in order, including the dealer, regardless of whether there is a wager at the position, until the count matches the total of the three dice. If a player is the bank, when counting the betting positions to determine the starting position, the bank, instead of the dealer, shall be considered number one.

 (4) After the dealing or delivery of the cards has been completed, the dealer shall place the cover on the Pai Gow Poker shaker and shake the shaker once. The Pai Gow Poker shaker shall then be placed to the right of the dealer.

 (c) The dealer may use a computerized random number generator to select and display a number from 1—7 inclusive, and verbally announce the number. To determine the starting position, the dealer shall count counterclockwise around the table, with the position of the dealer considered number one, and continuing around the table with each betting position counted in order, including the dealer, regardless of whether there is a wager at the position, until the count matches the number displayed by the random number generator. If a player is the bank, when counting the betting positions to determine the starting position for dealing the cards, the bank, instead of the dealer, shall be considered number one.

 (d) If an automated card shuffling device and dealing shoe is used under §  561.11 (relating to procedures for dealing the cards from an automated dealing shoe), the dealer may use a flat button approved by the Bureau of Gaming Operations to indicate the starting position. At the commencement of play, the button shall be placed in front of the dealer. Thereafter, the button shall rotate around the table in a clockwise manner after each round of play.

 (e) After the starting position for a round of play has been determined, a certificate holder may mark that position by the use of an additional cut card or similar object approved by the Bureau of Gaming Operations.

§ 561.13. Procedures for completion of each round of play; setting of hands; payment and collection of wagers; payout odds; vigorish.

*  *  *  *  *

 (c) After all players have set their hands and placed the cards on the table, the seven cards of the dealer shall be turned over and the dealer shall set his hands by arranging the cards into a High and Low hand. The dealer shall then place the two hands face up on the appropriate area of the layout. If a player is acting as the bank in accordance with § 561.15 (relating to player bank; co-banking; selection of bank; procedures for dealing), after all players have set their hands and placed the cards on the table, the bank shall turn over his seven cards and set the two hands by arranging the cards in a high and low hand on the appropriate area of the layout.

*  *  *  *  *

§ 561.14. Irregularities; invalid roll of dice.

*  *  *  *  *

 (i) If the dealer or the bank, if applicable, does not set his hands in the manner submitted to the Bureau of Gaming Operations under § 521.2 (relating to table games Rules Submissions), the hands shall be reset in accordance with the Rules Submission and the round of play completed.

*  *  *  *  *

§ 561.15. Player bank; co-banking; selection of bank; procedures for dealing.

 (a) A certificate holder may, if specified in its Rules Submission under § 521.2 (relating to table games Rules Submissions), offer to all players at a Pai Gow Poker table the opportunity to bank the game. If the certificate holder elects this option, this section controls for any round of play in which a player is the bank. All other provisions of this chapter apply to the extent that they do not conflict with this section.

 (b) A player may not be the bank at the start of the game. For the purposes of this section, ''start of the game'' means the first round of play after the dealer is required to shuffle the cards in accordance with § 561.5 (relating to shuffle and cut of the cards).

 (c) After the first round of play, each player at the table shall have the option to either be the bank or pass the bank to the next player. The dealer shall offer the bank to each player, starting with the player farthest to the dealer's right and continuing around the table in a counterclockwise manner, until a player accepts the bank. The dealer shall place a marker designating the bank in front of the player who accepts the bank. If the first player offered the bank accepts, the player seated to the right of the bank shall be offered the bank first on the next round of play. A player may not bank two consecutive rounds of play. If no player accepts the bank, the round of play shall proceed in accordance with the rules of play in this chapter.

 (d) Before a player may bank a round of play, the dealer shall confirm that:

 (1) The player placed a Pai Gow Poker Wager against the dealer during the last round of play in which a player was not banking the game.

 (2) The player has sufficient value chips or plaques on the table to cover all of the Pai Gow Poker Wagers placed by other players at the table for that round of play.

 (e) A certificate holder may, if specified in its Rules Submission under § 521.2, offer the bank the option of co-banking the round of play. If the certificate holder offers this option, it shall be made available to all players at the table. If the bank wishes to use this option and co-bank 50% of the winning Pai Gow Poker Wagers, the bank shall specifically request to co-bank with the dealer. The dealer shall place a marker designating the player co-banking that round of play. When the dealer is co-banking, the dealer shall be responsible for setting the hand of the bank in the manner as specified in the certificate holder's Rules Submission under § 521.2. When co-banking is in effect, the dealer may not place a wager against the bank.

 (f) If a player is the bank, the player may wager on only one betting area.

 (g) Once the dealer has determined that a player may be the bank, as required under subsection (d), the dealer shall shuffle the cards in accordance with § 561.5. The dealer shall then, unless co-banking is in effect, remove value chips from the table inventory container in an amount equal to the banker's last Pai Gow Poker Wager made against the dealer or in an amount as specified in the certificate holder's Rules Submission. This amount shall be the amount the dealer wagers against the bank. The bank may direct that the sum wagered by the dealer be a lesser amount or that the dealer place no wager during that round of play. Any amount wagered by the dealer shall be placed in front of the table inventory container.

 (h) The dealer shall then deal the cards in accordance with § 561.9, § 561.10 or § 561.11 (relating to procedures for dealing the cards from a manual dealing shoe; procedures for dealing the cards by hand; and procedures for dealing the cards from an automated dealing shoe).

 (i) If the dealer placed a wager against the bank, after each player has set his two hands and placed them on the table layout, the two hands of the dealer shall then be set. Once the dealer has formed a high and low hand and placed the hands face up on the appropriate area of the table layout, the dealer shall expose the hands of the bank and determine if the hands of the dealer are higher in rank than the hands of the bank. If the bank did not set his hands correctly, the dealer shall reset the bank's hands in accordance with the certificate holder's Rules Submission under § 521.2. If the dealer wins, the cards of the dealer shall be stacked face up to the right of the table inventory container with the amount wagered by the dealer against the bank placed on top. If the dealer ties, the dealer shall return the amount wagered by the dealer against the bank to the table inventory container. If the dealer loses, the amount wagered by the dealer against the bank shall be moved to the center of the layout.

 (j) If a player is banking the round of play, once the dealer has determined the outcome of the Pai Gow Poker Wager of the dealer against the bank, if any, the dealer shall, starting with the player farthest to the dealer's right and continuing around the table in a counterclockwise manner, expose the hands of each player. The dealer shall compare the high and low hand of the player to the high and low hand of the bank and shall announce if the wager shall win, lose or tie. Losing wagers shall be immediately collected and placed in the center of the table. All winning Pai Gow Poker Wagers, including the dealer's wager, shall be paid by the dealer with the value chips located in the center of the table. If this amount becomes exhausted before all winning Pai Gow Poker Wagers have been paid, the dealer shall collect from the bank an amount equal to the remaining winning wagers and place that amount in the center of the layout. The remaining winning wagers shall be paid from the amount in the center of the layout. If, after collecting all losing wagers and paying all winning Pai Gow Poker Wagers, there is a surplus in the center of the table, this amount shall be charged a 5% vigorish in accordance with § 561.13(m) (relating to procedures for completion of each round of play; setting of hands; payment and collection of wagers; payout odds; vigorish). Once the vigorish has been paid, the remaining amount shall be given to the bank.

 (k) Immediately after a winning Pai Gow Poker Wager of the dealer is paid, this amount and the dealer's original wager shall be returned to the table inventory container.

 (l) If a player and the dealer are co-banking the round of play, once the dealer has set the co-bank's hand under subsection (e), the dealer shall, starting with the player farthest to the dealer's right and continuing around the table in a counterclockwise manner, expose the hands of each player. The dealer shall compare the high and low hand of the player to the high and low hand of the bank and announce if the wager shall win, lose or tie. Losing wagers shall be immediately collected and placed in the center of the table. All winning Pai Gow Poker Wagers shall be paid by the dealer with the value chips located in the center of the table. If this amount becomes exhausted before all winning Pai Gow Poker Wagers have been paid, the dealer shall collect from the bank an amount equal to 1/2 of the remaining winning wagers and place that amount in the center of the layout. The dealer shall remove an amount equal to 1/2 of the remaining winning wagers from the table inventory container and place that amount in the center of the layout. The remaining winning wagers shall be paid from the total amount in the center of the layout. If, after collecting all losing wagers and paying all winning Pai Gow Poker Wagers, there is a surplus in the center of the table, this amount will be counted and the dealer shall place 1/2 of this amount into the table inventory container. The dealer shall collect a 5% vigorish, in accordance with § 561.13(m), on the remaining amount. Once the vigorish has been paid, the remaining amount shall then be given to the bank.

 (m) Each player who has a winning Pai Gow Poker Wager against the bank shall pay to the dealer, in accordance with § 561.13(m), a 5% vigorish on the amount won.

 (n) If the certificate holder offers an optional wager authorized under § 561.13a, § 561.13b, § 561.13c or § 561.13d, the dealer, not the bank, shall pay all winning optional wagers.

[Pa.B. Doc. No. 11-1596. Filed for public inspection September 16, 2011, 9:00 a.m.]



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