§ 51.36. Mail-order solicitation.

 (a)  Mail-order solicitation shall include a complete premium rate schedule.

 (b)  An advertisement of a mail-order solicitation may not incorrectly represent or imply that because ‘‘no insurance agent will call and no commissions will be paid to agents’’ that it is ‘‘a low cost plan,’’ or use other similar words or phrases because the cost of advertising and servicing the contracts is a substantial cost in the marketing of a direct response insurance product.

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