NOTICES

DEPARTMENT OF BANKING

Actions on Applications

[38 Pa.B. 4789]
[Saturday, August 30, 2008]

   The Department of Banking (Department), under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 9, 2002 (P. L. 1572, No. 207), known as the Credit Union Code, has taken the following action on applications received for the week ending August 19, 2008.

   Under section 503.E of the Department of Banking Code (71 P. S. § 733-503.E), any person wishing to comment on the following applications, with the exception of branch applications and any application filed prior to August 7, 2008, may file their comments in writing with the Department of Banking, 17 North Second Street, Suite 1300, Harrisburg, PA 17101. Comments must be received no later than 30 days from the date notice of the application is published in the Pennsylvania Bulletin. The nonconfidential portions of the applications are on file at the Department and are available for public inspection during regular business hours. Photcopies of the nonconfidential portions of the applications may be requested consistent with the Department's Right-to-Know Law Records Request Policy.

BANKING INSTITUTIONS

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
8-13-2008	Franklin Financial Services Corporation, Chambersburg, to acquire 100% of Community Financial, Inc., Camp Hill, and thereby indirectly acquire Community Trust Company, Camp Hill		Chambersburg	Filed
8-15-2008	Emclaire Financial Corp., Emlenton, to acquire Elk County Savings and Loan Association, Ridgway, which will be merged with and into The Farmers National Bank of Emlenton, Emlenton, a wholly-owned subsidiary of Emclaire Financial Corp.		Emlenton	Filed

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
8-13-2008	Farmers and Merchants Trust Company of Chambersburg, Chambersburg, and Community Trust Company, Camp Hill Surviving Institution: Farmers and Merchants Trust Company of Chambersburg, Chambersburg		Chambersburg	Filed

Branch Applications

De Novo Branches

Date	Name of Bank		Location	Action
8-6-2008	MoreBank Philadelphia Philadelphia County		1222 North Welsh Road North Wales Montgomery County	Opened
8-13-2008	Luzerne Bank Luzerne Luzerne County		Routes 118 and 415 Dallas Luzerne County	Filed
8-14-2008	Farmers and Merchants Trust Company of Chambersburg Chambersburg Franklin County		870 Norland Avenue Chambersburg Franklin County	Opened
8-18-2008	Embassy Bank for the Lehigh Valley Bethlehem Northampton County		Route 378 and Colesville Road Bethlehem Northampton County	Approved
8-18-2008	ESB Bank Ellwood City Lawrence County		831 Evans City Road Connoquenessing Township Renfrew Butler County	Approved
8-18-2008	First CornerStone Bank King of Prussia Montgomery County		51 Woodland Drive Chadds Ford Township Glen Mills Delaware County	Approved

Branch Discontinuances

Date	Name of Bank		Location	Action
7-29-2008	Earthstar Bank Southampton Bucks County		48 West Skippack Pike Ambler Montgomery County	Closed

Articles of Amendment

Date	Name of Bank		Purpose	Action
8-6-2008	North Penn Bank Scranton Lackawanna County		Amendment to Article VII of the Articles of Incorporation changes the authorized number of directors From: not fewer than seven nor more than 20 To: not fewer than five nor more than 20.	Filed

SAVINGS INSTITUTIONS

Conversions

Date	Name of Association		Location	Action
7-3-2008	Elk County Savings and Loan Association Ridgway Elk County		Ridgway	Filed
	Conversion from a State-chartered mutual savings association to a State-chartered stock savings association in conjunction with the proposed merger of Elk County Savings and Loan Association, Ridgway, with and into Farmers National Bank of Emlenton, Emlenton.

CREDIT UNIONS

No activity.

   The Department's web site at www.banking.state.pa.us includes public notices for more recently filed applications.

STEVEN KAPLAN,   
Secretary

[Pa.B. Doc. No. 08-1595. Filed for public inspection August 29, 2008, 9:00 a.m.]

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