Pennsylvania Code & Bulletin

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The Pennsylvania Code website reflects the Pennsylvania Code changes effective through 52 Pa.B. 6342 (October 1, 2022).

10 Pa. Code § 63.3. Minimum charges.

§ 63.3. Minimum charges.

 (a)  On original loans, minimum charges shall be permitted in accordance with the following table:

Amount of Loan
(in dollars)
Minimum Charges
(in dollars)
0.01 to 3.990.25
4.00 to 6.990.50
7.00 to 9.990.75
10.00 to 14.991.00
15.00 and up1.50

 (b)  Minimum charges shall not be permitted on renewal loans.

 (c)  When a pledgor has paid a minimum charge on an original loan, and it is renewed, credit shall be given to the pledgor for the amount by which the minimum charge he has paid exceeds the accrued charges. This credit shall be applied against charges thereafter accruing on the renewal loan.

 (d)  Licensees shall not induce or persuade a pledgor to increase the amount of the loan originally requested by the pledgor for the purpose of enabling the pawnbroker to collect the higher minimum charge.

Cross References

   This section cited in 10 Pa. Code §  65.1 (relating to form).

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