§ 631a.8. Wagers.
(a) The following are permissible wagers in the game of Baccarat:
(1) A wager on the Banker’s Hand which shall:
(i) Win if the Banker’s Hand has a Point Count higher than that of the Player’s Hand unless EZ Baccarat is being played and the Point Counts of the Banker’s Hand and the Player’s Hand result in a Dragon 7.
(ii) Lose if the Banker’s Hand has a Point Count lower than that of the Player’s Hand.
(iii) Tie and be returned to the player if the Banker’s Hand and the Player’s Hand have the same Point Count or if EZ Baccarat is being played and the Point Counts of the Banker’s Hand and the Player’s Hand result in a Dragon 7.
(2) A wager on the Player’s Hand which shall:
(i) Win if the Player’s Hand has a Point Count higher than that of the Banker’s Hand and if EZ Baccarat is being played and the Point Counts of the Player’s Hand and the Dealer’s Hand result in a Panda 8.
(ii) Lose if the Player’s Hand has a Point Count lower than that of the Banker’s Hand or if EZ Baccarat is being played and the Point Counts of the Banker’s Hand and the Player’s Hand result in a Dragon 7.
(iii) Tie and be returned to the player if the Point Counts of the Banker’s Hand and the Player’s Hand are equal.
(3) A Tie Wager which shall:
(i) Win if the Point Counts of the Banker’s Hand and the Player’s Hand are equal.
(ii) Lose if Point Counts of the Banker’s Hand and the Player’s Hand are not equal.
(4) If offered by a certificate holder, a Dragon Bonus Wager on the Player’s Hand or Banker’s Hand, or both, which shall:
(i) Win if the selected hand is:
(A) A Natural and the other hand is not a Natural.
(B) A Natural 9 and the other hand is a Natural 8.
(C) Not a Natural and has a Point Count that exceeds the Point Count of the other hand by four or more points.
(ii) Lose if the selected hand is:
(A) A Natural 8 and the other hand is a Natural 9.
(B) Not a Natural and has a Point Count less than or equal to the Point Count of the other hand.
(C) Not a Natural and has a Point Count that exceeds the Point Count of the other hand by less than four points.
(iii) Tie and be returned to the player if the selected hand is a Natural and the other hand is a Natural of equal Point Count.
(5) A Dragon 7 Insurance Wager, if the table is designated for play as an EZ Baccarat table, which shall:
(i) Win if the Point Counts of the Banker’s Hand and the Player’s Hand result in a Dragon 7.
(ii) Lose if the Point Counts of the Banker’s Hand and the Player’s Hand do not result in a Dragon 7.
(6) A Panda 8 Insurance Wager, if the table is designated for play as an EZ Baccarat table, which shall:
(i) Win if the Point Counts of the Player’s Hand and the Dealer’s Hand result in a Panda 8.
(ii) Lose if the Point Counts of the Player’s Hand and the Dealer’s Hand do not result in a Panda 8.
(7) If offered by a certificate holder, a House Money Wager which shall:
(i) Win if the first two cards of either the Player’s Hand or Banker’s Hand, or both, are a pair. For purposes of the House Money Wager, a pair must be of the same rank (two queens, for example), regardless of suit.
(ii) Lose if in the first two cards dealt to the player’s hand and the banker’s hand, neither the player’s hand nor the banker’s hand contains a pair.
(b) Wagers at Baccarat shall be made by placing value chips or plaques on the appropriate areas of the Baccarat layout. Verbal wagers accompanied by cash may be accepted provided that the verbal wagers are confirmed by the dealer and the cash is expeditiously converted into value chips or plaques.
(c) A wager may not be made, increased or withdrawn after the dealer has announced ‘‘no more bets.’’
Authority The provisions of this § 631a.8 amended under 4 Pa.C.S. § § 1202(b)(30), 1207(3), (6), (9) and (21) and 13A02(1), (2) and (4).
Source The provisions of this § 631a.8 amended January 31, 2014, effective February 1, 2014, 44 Pa.B. 599, 44 Pa.B. 619. Immediately preceding text appears at serial pages (362455) to (362456).
Cross References This section cited in 58 Pa. Code § 631a.2 (relating to Baccarat table physical characteristics); 58 Pa. Code § 631a.13 (relating to payout odds; vigorish); 58 Pa. Code § 631b.2 (relating to Heavenly 9 Baccarat wager); 58 Pa. Code § 631b.3 (relating to 5 Treasures Baccarat wagers); 58 Pa. Code § 631b.4 (relating to Lucky Nines); 58 Pa. Code § 631b.5 (relating to commission-free Baccarat); 58 Pa. Code § 631b.6 (relating to Must-Hit-By Mystery Bonus); and 58 Pa. Code § 631b.9 (relating to Golden Talons); and 58 Pa. Code § 631b.10 (relating to Harmony Progressive).
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