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The Pennsylvania Code website reflects the Pennsylvania Code changes effective through 54 Pa.B. 5598 (August 31, 2024).

Pennsylvania Code



CHAPTER 631b. BACCARAT SIDE WAGERS AND VARIATIONS—TEMPORARY REGULATIONS

Sec.


631b.1—631b.4.       [Reserved].
631b.5.       [Reserved].
631b.6.       [Reserved].
631b.7.       [Reserved].
631b.8.       Rising Phoenix Baccarat.
631b.9.       Golden Talons.
631b.10.       Harmony Progressive.

Authority

   The temporary provisions of this Chapter 631b added under 4 Pa.C.S. § §  1202(b)(30) and 13A02(1) and (2) and 13A03, unless otherwise noted.

Source

   The temporary provisions of this Chapter 631b added September 3, 2021, effective September 4, 2021, expire September 4, 2024, 51 Pa.B. 5607, unles otherwise noted.

Cross References

   This chapter cited in 58 Pa. Code §  631b.10 (relating to Harmony Progressive).

§ § 631b.1—631b.4. [Reserved].


Authority

   The temporary provisions of these § §  631b.1—631b.4 deleted under 4 Pa.C.S. § §  1202(b)(30) and 13A02(1) and (2).

Source

   The temporary provisions of this these § §  631b.1—631b.4 deleted May 24, 2024, effective May 25, 2024, 54 Pa.B. 2923. Immediately preceding text appears at serial pages (413849) to (413850) and (406471) to (406474).

§ 631b.5. [Reserved].


Authority

   The temporary provisions of this §  631b.5 deleted under 4 Pa.C.S. § §  1202(b)(30) and 13A02(1) and (2).

Source

   The temporary provisions of this §  631b.5 deleted May 24, 2024, effective May 25, 2024, 54 Pa.B. 2923. Immediately preceding text appears at serial pages (413851) to (413852).

Cross References

   This section cited in 58 Pa. Code §  631b.8 (relating to Rising Phoenix Baccarat).

§ 631b.6. [Reserved].


Authority

   The temporary provisions of this §  631b.6 deleted under 4 Pa.C.S. § §  1202(b)(30) and 13A02(1) and (2).

Source

   The temporary provisions of this §  631b.6 deleted May 21, 2024, effective May 25, 2024, 54 Pa.B. 2923. Immediately preceding text appears at serial pages (413852), (406477) to (406478) and (413853).

§ 631b.7. [Reserved].


Authority

   The temporary provisions of this §  631b.7 deleted under 4 Pa.C.S. § §  1202(b)(30) and 13A02(1) and (2).

Source

   The temporary provisions of this §  631b.7 added December 3, 2021, effective December 4, 2021, expire December 4, 2024, 51 Pa.B. 7468; deleted May 24, 2024, effective May 25, 2024, 54 Pa.B. 2923. Immediately preceding text appears at serial pages (413853) to (413854).

§ 631b.8. Rising Phoenix Baccarat.

 (a)  A certificate holder may offer to players a Baccarat game variation entitled Rising Phoenix Baccarat.

 (b)  The certificate holder shall specify in its Rules Submission whether it will offer Rising Phoenix Baccarat as a standard commission or a commission-free baccarat offering.

 (c)  Unless otherwise provided in this section, Rising Phoenix Baccarat shall be played consistent with Chapter 631a (relating to Baccarat) or §  631b.5 (relating to commission-free Baccarat).

 (d)  Rising Phoenix Baccarat shall be played on a table with those characteristics provided in §  631a.2(a), (b)(1)—(4), and (7) and (c)—(e) (relating to Baccarat table physical characteristics).

 (e)  In addition to the table characteristics provided in subsection (d), the Rising Phoenix Baccarat table shall include:

   (1)  If a certificate holder offers the Sun 7 wager, authorized under subsection (g)(4)(i), separate areas designated for the placement of the Sun 7 Bonus for each player.

   (2)  If a certificate holder offers the Moon 8 wager, authorized under subsection (g)(4)(ii), separate areas designated for the placement of the Moon 8 Bonus of each player.

   (3)  If a certificate holder offers any of the Bonus wagers, authorized under subsection (g)(4), separate areas designated for the placement of the Bonus wagers for each player.

   (4)  If a certificate holder offers the Harmony Progressive wager, authorized under §  631b.9 (relating to Golden Talons), separate areas designated for the placement of the Harmony Progressive for each player.

 (f)  Rising Phoenix Baccarat shall be played with six or eight decks of cards that are identical in appearance and two cover cards.

 (g)  The following are permissible wagers in the game of Rising Phoenix Baccarat:

   (1)  A wager on the Banker’s hand which shall:

     (i)   Win if the Banker’s hand has a point count higher than that of the Player’s hand.

     (ii)   Lose if the Banker’s hand has a point count lower than that of the Player’s hand.

     (iii)   Tie and be returned to the player if the Banker’s hand and the Player’s hand have an equal point count.

     (iv)   Tie and be returned to the player if a certificate holder offers Rising Phoenix Baccarat as commission-free and a Banker’s hand consisting of three cards with a point count of seven wins the round of play.

   (2)  A wager on the Player’s hand which shall:

     (i)   Win if the Player’s hand has a point count higher than that of the Banker’s hand.

     (ii)   Lose if the Player’s hand has a point count lower than that of the Banker’s hand.

     (iii)   Tie and be returned to the player if the Player’s hand and the Banker’s hand have an equal point count.

   (3)  A tie wager which shall:

     (i)   Win if the Player’s hand and the Banker’s hand have an equal point count.

     (ii)   Lose if the Player’s hand and the Banker’s hand do not have an equal point count.

   (4)  Any of the following Bonus wagers:

     (i)   A Sun 7 wager, which shall win if the Banker’s hand wins with three cards with a point count equaling 7.

     (ii)   A Moon 8 wager, which shall win if the Player’s hand wins with three cards with a point count equaling 8.

     (iii)   A 9 over 7 wager, which shall win if either the Player or Banker hand wins with a point count of 9 over the losing hand with a point count of 7.

     (iv)   A 2-card 8 over a 2-card 1 wager, which shall win if either the Player or Banker hand wins with a 2-card hand with a point count of 8 over the losing 2-card hand with a point count of 1.

     (v)   A Player wins with a 3-card 6 wager, which shall win if the Player’s hand wins with a point count of 6 consisting of 3 cards.

     (vi)   A Banker wins with a 1 or 2 wager, which shall win if the Banker’s hand, regardless of the number of cards, wins with a point count equal to 1 or 2.

     (vii)   Player and Banker have an 8 or 9 wager, which shall win if the Player’s hand and Banker’s hand each have a point count of 8 or 9 regardless of whether the Player’s or Banker’s hand win or if they tie.

     (viii)   A 1 over 0 wager, which shall win if either the Banker’s or Player’s hand wins with a point count of 1 and the losing hand has a point count of 0.

     (ix)   A 3-card 6 over 3-card 3 wager, which shall win if either the Banker’s or Player’s hand wins with a 3-card hand with point count of 6 over a losing 3-card hand with a point count of 3.

     (x)   A 3-card 8 over 3-card 0 wager, which shall win if either the Banker’s or Player’s hand wins with a 3-card hand with a point count of 8 over a losing 3-card hand with a point count of 0.

     (xi)   A Banker win over a 2-card 7 wager, which shall win if the Banker’s hand, regardless of the number of cards, wins over a 2-card Player’s hand with a point count of 7.

     (xii)   A 3-card 9 over 3-card 6 wager, which shall win if the Banker’s or Player’s hand wins with a 3-card hand with a point count of 9 over a losing 3-card hand with a point count of 6.

     (xiii)   A 3-card 9 over 3-card 8 wager, which shall win if either the Banker’s or Player’s hand wins with a 3-card hand with a point count of 9 over a losing 3-card hand with a point count of 8.

     (xiv)   A Player wins with 3-card 8 over 3-card 0 wager, which shall win when the Player’s hand wins with a 3-card hand with a point count of 8 over a losing Banker’s hand consisting of 3 cards with a point count of 0.

     (xv)   A tie with 0 wager, which shall win if the Banker’s and Player’s hands, regardless of the number of cards in either hand, tie with a point count of 0.

     (xvi)   A tie with 1, 2 or 3 wager, which shall win if the Banker’s and Player’s hands, regardless of the number of cards in either hand, tie with a point count of 1, 2 or 3.

     (xvii)   A tie with 4, 5, 6 or 7 wager, which shall win if the Banker’s and Player’s hands, regardless of the number of cards in either hand, tie with a point count of 4, 5, 6 or 7.

     (xviii)   A tie with 8 or 9 wager, which shall win if the Banker’s and Player’s hands, regardless of the number of cards in either hand, tie with a point count of 8 or 9.

     (xix)   A Player Pair wager, which shall win if the Player’s initial two cards match (that is, two 4’s or two kings).

     (xx)   A Banker Pair wager, which shall win if the Banker’s initial two cards match (that is, two 4’s or two kings).

   (5)  The Golden Talons wager, offered in accordance with the provisions of §  631b.9.

   (6)  The Harmony Progressive wager, offered in accordance with the provisions of §  631b.10 (relating to Harmony Progressive).

 (h)  Payout odds and vigorish shall be handled as follows:

   (1)  Winning wagers made on the Player’s hand, the Banker’s hand or on a tie wager shall be paid consistent with §  631a.13(a)—(d) (relating to payout odds; vigorish).

   (2)  The Bonus wagers provided in subsection (g)(4) shall be paid in accordance with the following odds:

Hand Odds
Sun 7 40 to 1
Moon 8 25 to 1
9 over 7 25 to 1
2-card 8 over 2-card 1 50 to 1
Player win with a 3-card 6 40 to 1
Banker win with 1 or 2 60 to 1
Player and Banker have an 8 or 9 20 to 1
1 over 0 90 to 1
3-card 6 over 3-card 3 150 to 1
3-card 8 over 3-card 0 130 to 1
Banker win over a 2-card 7 30 to 1
3-card 9 over 3-card 6 200 to 1
3-card 9 over 3-card 8 200 to 1
Player win with a 3-card 8 over 3-card 0 250 to 1
Tie with 0 150 to 1
Tie with 1, 2 or 3 70 to 1
Tie with 4, 5, 6 or 7 15 to 1
Tie with 8 or 9 40 to 1
Player pair (initial two cards) 11 to 1
Banker pair (initial two cards) 11 to 1

Authority

   The provisions of this §  631b.8 added under 4 Pa.C.S. § §  1202(b)(30), 13A02(1) and (2) and 13A03.

Source

   The provisions of this §  631b.8 added March 24, 2023, effective March 25, 2023, expires March 25, 2026, 53 Pa.B. 1671.

§ 631b.9. Golden Talons.

 (a)  The certificate holder may, if specified in its Rules Submission, offer to each player who has placed a Baccarat wager in accordance with §  631a.8(a) (relating to wagers), the operation of placing a Golden Talons wager.

 (b)  After placing a Baccarat wager, a player may place a Golden Talons wager prior to the dealer calling, ‘‘No more bets.’’

 (c)  The dealer shall then deal the cards in accordance with §  631a.9(b)—(f) (relating to hands of player and banker; procedures for dealing initial two cards to each hand), and the round of play shall be played and completed in accordance to the house rules and the provisions of § §  631a.10—631a.12 (relating to procedure for dealing a third card; rules for determining whether a third card shall be dealt; and announcement of result of round; payment and collection of wagers).

 (d)  After the round of play is completed and the announcement of the result is made, the dealer shall settle the Player’s Golden Talons wager while settling the Baccarat wagers and other optional wagers placed by each player.

 (e)  The Golden Talons wager may be placed on the Player’s hand or the Banker’s hand, or both, and shall win if:

   (1)  The hand wagered upon wins by at least 4 points, or

   (2)  The hand wagered upon is a natural win or a natural tie, or

   (3)  The hand wagered upon wins or ties under the approved paytable.

 (f)  The Golden Talons wager shall be paid out based upon one of the following paytables, which shall be specified in and approved as part of the certificate holder’s Rules Submission:

Scenario Paytable A Paytable B Paytable C Paytable D Paytable E
Win by 9 30 to 1 20 to 1 30 to 1 20 to 1 30 to 1
Win by 8 10 to 1 10 to 1 12 to 1 8 to 1 10 to 1
Win by 7 6 to 1 5 to 1 5 to 1 7 to 1 4 to 1
Win by 6 4 to 1 4 to 1 3 to 1 4 to 1 4 to 1
Win by 5 2 to 1 2 to 1 3 to 1 3 to 1 2 to 1
Win by 4 1 to 1 1 to 1 1 to 1 1 to 1 2 to 1
Natural win 1 to 1 1 to 1 1 to 1 1 to 1 1 to 1
Natural tie Push 2 to 1 Push Push Push

 (g)  A Golden Talons win with a natural will only pay the Natural Win odds of 1 to 1, not the higher odds related to wins by 4 or more.

Authority

   The provisions of this §  631b.9 added under 4 Pa.C.S. § §  1202(b)(30), 13A02(1) and (2) and 13A03.

Source

   The provisions of this §  631b.9 added March 24, 2023, effective March 25, 2023, expires March 25, 2026, 53 Pa.B. 1671.

Cross References

   This section cited in 58 Pa. Code §  631b.8 (relating to Rising Phoenix Baccarat).

§ 631b.10. Harmony Progressive.

 (a)  If the certificate holder offers Baccarat or Baccarat variations as described in Chapters 631a (relating to Baccarat) or 631b (relating to Baccarat side wagers and variations), the certificate holder may, if specified in its Rules Submission, offer to each player who has placed a Baccarat wager in accordance with §  631a.8(a) (relating to wagers), the option of placing a Harmony Progressive wager, a wager based on the combination of the player and banker hands.

 (b)  If the certificate holder offers the Harmony Progressive Baccarat wager, in addition to the requirements in §  631a.2 (relating to Baccarat table physical characteristics), the layout shall contain a separate area designated for the placement of the Harmony Progressive Baccarat wager for each player.

 (c)  After placing a Baccarat wager, as required in §  631a.8(a), and any other available optional wagers, a player may place a Harmony Progressive Baccarat wager at any time before the dealer calls, ‘‘No more bets.’’

 (d)  If the certificate holder is offering the Harmony Progressive Baccarat wager, the Baccarat table must have a progressive table game system, in accordance with §  605a.7 (relating to progressive table games), for the placement of the Harmony Progressive Baccarat wager. If the certificate holder is offering a Progressive Payout wager on multiple linked tables or games in the same licensed facility, the progressive table game system must comply with the requirements in §  605a.8 (relating to linked progressive table games). The progressive table game system must include:

   (1)  A wagering device at each betting position that acknowledges or accepts the placement of the Progressive wager.

   (2)  A device that controls or monitors the placement of Progressive wagers at the gaming table, including a mechanism, such as a lock-out button, that prevents the recognition of any Progressive wager that a player attempts to place after the dealer has announced ‘‘No more bets.’’

 (e)  The dealer shall deal the cards in accordance with §  631a.9(b)—(f) (relating to hands of player and banker; procedure for dealing initial two cards to each hand), and the round of play shall be played and completed in accordance with the house rules and provisions of § §  631a.10—631a.12 (relating to procedure for dealing a third card; rules for determining whether a third card shall be dealt; and announcement of result of round; payment and collection of wagers).

 (f)  After the round of play is completed and the announcement of the result is made, the dealer shall settle the players’ Harmony Progressive Baccarat wagers while settling the Baccarat wagers and other optional wagers placed by each player.

 (g)  A Harmony Progressive Baccarat wager placed shall win and be paid out in accordance with one of the outcomes and odds prescribed in the paytables in subsection (i). The following outcomes, if part of the paytable selected and approved as part of the Rules Submission by the certificate holder, may constitute a winning Harmony Progressive wager:

   (1)  The Banker and the Player tie with a six-of-a-kind.

   (2)  The Banker and the Player tie with four 8’s and only four cards were dealt.

   (3)  The Banker and the Player tie with four-of-a-kind and only four cards were dealt.

   (4)  The Banker and the Player tie with any combination of six 0-value cards.

   (5)  The Banker and the Player tie with point counts of 0.

   (6)  The Banker and the Player tie with a point count between 1 and 5.

   (7)  The Banker and the Player tie with a point count between 6 and 9.

   (8)  The Banker and the Player tie with hands consisting of all of the same color.

   (9)  The Banker and the Player tie regardless of hand composition.

   (10)  The Banker and the Player tie with a total of five cards between the two hands.

   (11)  The Banker and the Player tie with a total of six cards between the two hands.

   (12)  The Banker and the Player tie with a total of four cards between the two hands.

 (h)  Each Harmony Progressive Baccarat wager placed shall lose and be collected by the dealer if either the Banker’s or Player’s hand wins or one of the outcomes specified in subsection (g) does not occur.

 (i)  If a Harmony Progressive Baccarat wager wins, it shall be paid out based upon the following paytables:

Outcome Paytable A Paytable B Paytable C
Six-of-a-kind 100% of Progressive 100% of Progressive 100% of Progressive
Four 8’s (4 cards dealt) 1,000 for 1 1,000 for 1 600 for 1
Four-of-a-kind (4 cards dealt) 300 for 1 200 for 1 300 for 1
Six 0-value cards 100 for 1 100 for 1 100 for 1
Tie with 0 20 for 1 20 for 1 20 for 1
Tie with 1—5 6 for 1 5 for 1 5 for 1
Tie with 6—9 3 for 1 3 for 1 5 for 1


Outcome Paytable D Paytable E Paytable F
Six-of-a-kind 100% of Progressive 100% of Progressive 100% of Progressive
Four 8’s (4 cards dealt) 600 for 1 1,000 for 1 300 for 1
Four-of-a-kind (4 cards dealt) 300 for 1 300 for 1 300 for 1
Six 0-value cards 200 for 1 100 for 1 100 for 1
Tie (all cards same color) 20 for 1 20 for 1 20 for 1
Any tie 3 for 1 3 for 1 5 for 1


Outcome Paytable G Paytable H Paytable I
Six-of-a-kind 100% of Progressive 100% of Progressive 100% of Progressive
Four 8’s (4 cards dealt) 600 for 1 1,000 for 1 300 for 1
Four-of-a-kind (4 cards dealt) 200 for 1 200 for 1 300 for 1
Six 0-value cards 100 for 1 50 for 1 50 for 1
5 card tie 10 for 1 8 for 1 10 for 1
6 card tie 3 for 1 4 for 1 6 for 1
4 card tie 3 for 1 3 for 1 4 for 1

 (j)  The rate of progression (incrementation rate) and the reseed amounts (reserve incrementation rate) for the Harmony Progressive Baccarat wager must be based upon the following paytable which corresponds to the selected paytable from subsection (i):

Paytable A Paytable B Paytable C
Incrementation rate 15% 19% 15%
Reserve incrementation rate 3% 5% 3%


Paytable D Paytable E Paytable F
Incrementation rate 15% 19% 15%
Reserve incrementation rate 3% 5% 3%


Paytable G Paytable H Paytable I
Incrementation rate 15% 19% 15%
Reserve incrementation rate 3% 5% 3%

Authority

   The provisions of this §  631b.10 added under 4 Pa.C.S. § §  1202(b)(30), 13A02(1) and (2) and 13A03.

Source

   The provisions of this §  631b.10 added March 24, 2023, effective March 25, 2023, expires March 25, 2026, 53 Pa.B. 1671.

Cross References

   This section cited in 58 Pa. Code §  631b.8 (relating to Rising Phoenix Baccarat).



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